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The term “3 to 2” can be confusing. What this ratio is telling us is that the player

will get 📈 paid 3 chips for every 2 chips they bet, or 3 to 2.

Another way to think about

it is, 3 📈 to 2 is exactly the same as 1 ½. And it’s a lot easier to figure out half of

the 📈 bet and then add that number to the original bet. For example, if you have aR$12

wager, half ofR$12 isR$6. 📈 AddR$6 toR$12 and your answer isR$18.

12 x 1.5 = 18

When a

player gets a blackjack, they’re immediately paid even money 📈 plus a bonus. That bonus

is also known as 3 to 2 and this describes the odds the player is 📈 paid when getting a

blackjack.

If a player gets a blackjack, then they are paid 3 to 2 (or 1 ½ 📈 times their

bet). As soon as the bet has been paid, the cards should be placed in the discard rack.

📈 As the dealer, when it comes to paying a blackjack the 3:2 payoff is easier than it

looks, you just 📈 pay the entire bet plus half. I provided a chart with these payoffs if

you would like a reference.

If a 📈 player has a blackjack and they insist on taking

insurance, explain to them that taking “Even Money” is the same 📈 thing. Even Money can

only occur if the player has a blackjack, and the dealer has an ace up card. 📈 Only after

the dealer asks for insurance is the player allowed to request Even Money. Again,

taking Even Money is 📈 the same thing as taking Insurance. With Insurance, you must

forfeit half of your bet to protect yourself in case 📈 the dealer has a blackjack. With

Even Money, you forfeit half of your winnings so you can get paid right 📈 away, which

results in getting paid 1 to 1 or even money. Even Money is not normally offered on

blackjack 📈 tables with 6 to 5.

Original Bet Blackjack

PayoffR$1R$1.50R$2R$3R$3R$4.50R$4R$6R$5R$7.50R$10R$15R$15R$22.50R$20R$30R$25R$37.50R$30

R$45R$35R$52.50R$40R$60R$45R$67.50R$50R$75R$55R$82.50R$60R$90R$65R$97.50R$70R$105R$75R$1

12.50R$80R$120R$85R$127.50R$90R$135R$95R$142.50R$100R$150R$125R$187.50R$150R$225R$175R$2

62.50R$200R$300R$225R$337.50R$250R$375R$275R$412.50R$300R$450R$325R$487.50R$350R$525R$37

5R$562.50R$400R$600R$425R$637.50R$450R$675R$475R$712.50R$500R$750R$525R$787.50R$550R$825

R$575R$862.50R$600R$900R$625R$937.50R$650R$975R$675R$1,012.50R$700R$1,050R$725R$1,087.50

R$750R$1,125R$775R$1,162.50R$800R$1,200R$825R$1,237.50R$850R$1,275R$875R$1,312.50R$900R$

1,350R$925R$1,387.50R$950R$1,425R$975R$1,462.50R$1,000R$1,500R$5,000R$7,500R$10,000R$15,

000R$15,000R$22,500

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